Sprive - Mortgage Free, Faster 18.53

Sprive is a mortgage management application designed for homeowners seeking to accelerate their repayment schedule. The platform is available free of charge and can be set up within minutes, offering a streamlined approach to managing mortgage overpayments.

Why consider Sprive? The app aims to assist homeowners in reducing their mortgage term and decreasing interest payments. Users can gain insights into potential speedier paths to mortgage freedom through small, regular overpayments facilitated by the app's features.

By automating the allocation of spare cash and enabling users to earn cashback rewards on everyday shopping, Sprive provides a practical means of contributing toward mortgage repayment. This approach encourages more efficient financial management and savings over time.

If you are exploring intelligent strategies for mortgage repayment, Sprive presents a comprehensive solution with its array of features.

Key Features:

• Cash rewards on daily shopping: Earn up to 15% cashback at leading UK brands such as Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Airbnb, Deliveroo, IKEA, among others. Rewards are credited within 15 minutes and can be allocated toward your mortgage.
• Auto-saving: The app automatically sets aside your spare funds for overpayments based on your preferences.
• Direct overpayment transfers: Make mortgage overpayments swiftly with a single tap directly to your lender.
• Mortgage calculator: Estimate potential savings and monitor your progress towards mortgage freedom.
• Remortgage insights: View your current ownership stake and access guidance for securing improved mortgage deals in future.

Operational Steps:

1. Download the Sprive app.
2. Create an account by providing basic personal data such as name and address.
3. Link your bank account; the app will automatically identify your mortgage details.
4. Set your monthly saving limits, and the app will manage automatic savings within these parameters.
5. Begin earning cashback by shopping via partnered retailers using your digital shopping card; cashback is credited within 15 minutes.
6. Perform mortgage payments directly from the app with a single tap.
7. Use the app to track accumulated savings, estimated interest reductions, and time saved on your mortgage term.

Awards and Recognition:

Sprive has been featured by notable outlets including ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, among others.

Supported Lenders:

• First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages, Coventry Building Society

Supported Brands:

• ASDA, Sainsbury's, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Tesco, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords and more.

Security Assurance: Sprive is FCA registered (FRN: 919863). The platform employs AES encryption alongside 256-bit TLS protocols to safeguard user data. Privacy remains a priority; information is only shared with explicit consent.

Transparency and No Hidden Fees: The service operates without hidden charges. A forthcoming feature will facilitate comparison of mortgage deals; commissions are earned only if this feature leads to successful remortgaging assistance.

Customer Support: Assistance is available five days a week to ensure users receive timely help with any inquiries or issues.

The platform aims to help homeowners save significantly on interest payments and achieve mortgage-free status sooner. Download Sprive today to take control of your mortgage journey.

Illustrative Savings: Calculations are based on an average monthly overpayment of £92 on a £250,000 repayment mortgage at 5% interest over 30 years.